3.5% down with only a 600 Fico??

Yes, that is correct. While many lenders FHA underwriting overlays are forcing them to require any where from a 620 to a 650 credit score we are still closing loans well below that. Our current minimum fico requirement is a 600 and only requires a 3.5% down payment all of which can come froma a gift if need be. Additionally for buyers with litle to no credit history we are still able to build alternate credit for them so they to can take advantage of the 3.5% down payment requirement.

Feel Free to call me with any further questions.

JM

762-9608